Candidates will be an individual, aged 35 or under on December 31, 2019, and working in the US Underwriting sector.

The winner will have already made a significant contribution to the industry, clearly demonstrating a solid input into the future development of (re)insurance underwriting. Judges will be looking for evidence of progress in insurance education, wider sector development and engagement with other industries as well as originality, a willingness to go the extra mile, flair, entrepreneurialism, and strong communication skills.

Candidates' entries must be supported by their department manager.

Candidates will be individuals working in the US P&C sector, employed in the claims departments of intermediaries or carriers, aged 35 or under on December 31, 2019.

The winner of this category will have already made a significant contribution to the industry for the improvement in the speed and quality of claims service and the enhancement of the reputation of the sector as a whole. The successful candidate will clearly demonstrate drive, innovation and evidence of their positive input into the future development of US (re)insurance claims management.

Candidates’ entries must be supported by their departmental manager.

Candidates will be insurance/reinsurance companies that provided an outstanding service to the global P&C (re)insurance market in the past year, standing strong for their clients in what has been a challenging period for underwriters.

The winner will be a company or a team which has demonstrated an ongoing commitment to the sector through consistent high-quality management and entrepreneurialism coupled with outstanding underwriting performance.

This award is open to any incumbent organisation able to demonstrate the successful application of radical new technologies to the US (re)insurance market.

The focus for candidates should be on demonstrating the successful launch of an entity, product or service that transfers, distributes or administrates (re)insurance risk in more effective, innovative, and revolutionary ways.

Judges will be particularly interested in the level of proposed efficiency and scale of ambition shown by the entry as well as evidence of its acceptance and take-up in the market.

As well as innovation, judges will also be looking for tangible and effective measurement of success within the context of profitable growth.

This prize is seeking to honor start-ups and would-be disruptors looking to apply technology to revolutionise the US (re)insurance Industry at any point in the risk distribution and/or risk management chain.

Judges will be particularly interested in the originality of thinking and scale of ambition shown by the entry and the potential value of its invention, product, process or service if applied to the US (re)insurance industry.

As well as ambition originality and innovation, judges will also be looking for tangible and effective measurement of success within the context of investment, proof of concept, initial revenue and business growth.

Candidates will be (re)insurance underwriting teams and/or their managers. Candidates may be working at an insurance or reinsurance risk carrier or at an underwriting agency. Nominations will be welcomed for an underwriting initiative or new product launched in the last two years that has either broken boundaries in terms of innovation and increasing the size and scope of the market, has challenged the market status quo or has pushed the limit of traditional insurability.

Judges may also consider entries from innovative capital structures.

The winner will be an efficiently structured, well priced and successfully executed initiative, with the recipient either the individual(s) or team(s) that designed the product or risk carrying entity or those responsible for backing and spearheading the initiative. Judges will be looking for evidence of successful take-up and profitable implementation of the initiative.

This award celebrates the role of brokers in the US market, recognising those intermediaries that have gone the extra mile in supporting clients and/or helping to move the industry forward.

Candidates will be (re)insurance broking teams and/or their managers. We are looking to recognise a broker-driven innovation of the last two years that has either broken boundaries in terms of its originality and success in increasing the size and scope of the market or brought insurance solutions to satisfy emerging customer demand.

Perhaps the initiative has challenged a cosy market status quo or has pushed the limits of insurability, using new thinking to solve old and intractable problems?

The winner will be an attractively designed, well marketed and successfully executed initiative. Judges will be particularly looking for evidence of successful take-up from the winning entry.

Candidates will be an individual working at a US P&C (re)insurance company or intermediary as well as those working in the regulation and governance of the same.

Through their hard work and strength of their personality, the winner will have made an outstanding contribution to the development of this sector over the last year.

The editorial tribunal will vote this honor to a person who they believe has distinguished themselves whilst making the highest contribution to the industry over the course of their working life.

Candidates will be an individual working in, regulating, lobbying for, or providing services to the US P&C markets through a career that will have spanned at least 20 years.